Insurance & Fees


How much does a home birth cost? Home birth midwifery care for pregnancy, labor, birth, newborn, and postpartum care are offered as a package under a single global fee of approximately $4,000 in the Colorado Springs area.

Instead, I operate under a sliding scale cash pay fee based on household income (see table below), rather than accepting insurance.  This helps to reduce the home birth out-of-pocket cost to clients by eliminating the overhead cost for billing. I am able to provide a coded receipt upon request for any and all services rendered, and you may submit a claim to your own insurance or sharing ministry plan for potential reimbursement.


What’s Included in the Global Fee:

  • 24-hour availability of your midwife
  • Lending library access
  • Prenatal, birth, newborn, and postpartum care as listed in our Summary of Services (given at consultation)
  • On-call availability for your birth from 37 weeks until your baby is 48 hours old
  • Necessary birth equipment, medications, and medical supplies
  • Birth pool kit rental (if desired – includes pool, liner, tarp, air pump, and hose adapter)
  • Postpartum basics kit (Depends, OB pads, peri bottle, goldenseal for cord care, pretty birth certificate for footprints)
  • Birth certificate processing
  • Assistant fees


What’s Not Included:

  • Lab work (both routine and non-routine)
  • Newborn procedures
  • Referred services
  • Consultations with other providers
  • Hospital transport
  • General birth supplies (complete list provided at 28 weeks)


Sliding Scale Fees

Annual IncomeTotal Global FeeDiscounted
Cash Pay Fee*
$29,999 and below$4,000$2,651
$30,000 - $39,999$4,000$2,834
$40,000 - $49,999$4,000$3,017
$50,000 and above$4,000$3,200
*If paid in full by 36 weeks.


Payments are made monthly from the beginning of care until paid in full at the 36 week home visit.  I accept cash, check, HSA/FSA accounts, and major credit cards. A $150 discount is available for active-duty military, first responders, full-time ministry, and repeat clients. Discounts do not stack, and late transfer discount will not apply.


Request a consultation

I will answer all your money questions, and provide a detailed copy of my financial agreement.